Many of today’s seniors were raised during the Great Depression. They lived through a time when the country was pinching pennies and cutting corners. Frugality was embedded in many very early on and frequently remains firmly in place for life, affecting how they view the cost of senior care.
So what exactly happens when a senior is in need of care at home, has the financial capacity to pay for the care, but will not spend the money required for the cost of senior care?
First, empathize. Understand that the person’s point of view is valid and based on past life experiences. If the senior seems to be resistant to the idea of spending money for the care they need, remind yourself of the emotions behind the behaviors. An additional layer of difficulty might be in simply accepting the need for care altogether, something that is above and beyond mere frugality.
Spend time shopping with the senior. Costs were considerably different years ago than they are today, for everything from a gallon of milk to a new house. If the older adult hasn’t had the opportunity to go shopping lately, go online to show them current pricing for items in general. Or check out this inflation calculator that shows you the value of $100 between one year and another. (For instance, $100 in 1950 is the equivalent of $1,166.59 today!) This will help if a senior is experiencing “sticker shock” at the cost for care services.
Plan ample time for conversations. The commitment to accept home care services is a life-altering one that frequently requires several conversations. Engage in discussions with an older adult concerning the cost-cutting measures they’ve proudly followed over the years. Utilize these strengths to compromise if needed on covering the cost for care needs. For example, it could be that instead of full-time care, the senior would accept a few hours of care each week for help with necessary tasks around the house. After the person is more comfortable with their caregiver and sees what a difference home care makes, they may be more responsive to increasing services.
Additionally, it could be helpful to engage assistance from a third party – a person the senior trusts and respects, for example, their attorney, religious leader, physician, or a close friend. Engaging in a conversation with this particular person about the advantages to be gained through a home care helper might help reduce any doubts about cost.
When a senior is ready to explore home care, get in touch with our home care experts at 954.486.6440. We’ll be pleased to discuss how our Fort Lauderdale senior home care and care throughout the surrounding areas can help and further explain the options/cost of senior care.